Terms of Use

Effective Date: September 18, 2026

Welcome to ColoradoSR22.net. This website is operated by McCloskey Advisor Group and is intended to provide general information about SR-22 insurance and related insurance services.

By using this website, you agree to the following Terms of Use.

1. Website Purpose

ColoradoSR22.net provides general insurance information and allows consumers to request insurance quotes and assistance with SR-22-related insurance needs.

Information on this website is provided for general informational purposes only and does not constitute an insurance contract, legal advice, or a guarantee of insurance coverage.

2. Insurance Quotes

Any premium, rate, coverage description, or insurance quote provided through this website is subject to verification and approval by the applicable insurance company.

Rates and eligibility may change based on underwriting information, driving history, vehicle information, insurance history, credit-related insurance information where permitted, or other factors used by an insurance carrier.

A quote is not a binder of insurance and does not guarantee that coverage will be issued.

3. Coverage Cannot Be Bound Through This Website

Insurance coverage cannot be bound, added, changed, canceled, reinstated, or otherwise modified through this website, email, text message, social-media message, or voicemail unless you receive confirmation from McCloskey Advisor Group or the applicable insurance carrier that the requested action has been completed.

Do not assume coverage is in effect until you receive confirmation.

4. SR-22 Filings

An SR-22 is generally a filing made by an insurance company with the appropriate state authority as evidence of financial responsibility.

SR-22 requirements may vary based on your individual circumstances and the requirements of the applicable government authority.

Submitting a quote request through ColoradoSR22.net does not mean that an SR-22 has been filed or that a driver’s license has been reinstated.

You are responsible for confirming your individual requirements with the Colorado Division of Motor Vehicles or other applicable authority.

5. No Guarantee of Insurance Availability

Submitting information through ColoradoSR22.net does not guarantee that insurance coverage will be available.

Insurance availability, premiums, payment plans, deductibles, limits, exclusions, and other policy terms are determined by the applicable insurance carrier.

6. Accuracy of Information

You agree to provide complete, current, and accurate information when requesting an insurance quote or insurance service.

Incorrect, incomplete, or misleading information may affect eligibility, premiums, coverage, or the validity of an insurance policy.

7. Third-Party Insurance Companies

McCloskey Advisor Group may provide access to insurance products offered by third-party insurance companies.

Insurance policies are issued by the applicable insurance carrier, not by ColoradoSR22.net.

The terms, conditions, exclusions, limitations, underwriting requirements, and claims provisions of any insurance policy are controlled by the insurance contract issued by the carrier.

8. No Legal Advice

Information on this website regarding SR-22 requirements, license reinstatement, DUI or DWAI matters, financial responsibility requirements, or state regulations is provided for general informational purposes only.

ColoradoSR22.net and McCloskey Advisor Group do not provide legal advice.

For legal questions, you should consult a qualified attorney or the appropriate government agency.

9. Website Availability and Accuracy

We make reasonable efforts to keep the information on this website accurate and current.

However, we do not guarantee that all information will always be complete, error-free, or up to date.

Insurance laws, carrier requirements, underwriting rules, and filing procedures may change.

We may modify, suspend, or discontinue any portion of the website without notice.

10. Third-Party Links

ColoradoSR22.net may contain links to insurance carriers, government agencies, payment providers, or other third-party websites.

These links are provided for convenience only.

McCloskey Advisor Group does not control and is not responsible for the content, availability, security, or privacy practices of third-party websites.

11. Intellectual Property

Unless otherwise stated, the original text, graphics, branding, design, and other content appearing on ColoradoSR22.net are owned by or licensed to McCloskey Advisor Group.

Content may not be copied, reproduced, distributed, or used for commercial purposes without permission, except as permitted by law.

12. Prohibited Use

You may not use this website to:

  • Submit false or fraudulent information

  • Attempt unauthorized access to the website or related systems

  • Interfere with the operation or security of the website

  • Use automated tools to scrape or misuse website data

  • Impersonate another person

  • Violate any applicable law or regulation

13. Limitation of Liability

To the extent permitted by law, ColoradoSR22.net, McCloskey Advisor Group, and their owners, employees, agents, and affiliates are not responsible for losses arising from:

  • Reliance on general website information

  • Temporary website unavailability

  • Errors or omissions in website content

  • Third-party websites

  • Carrier underwriting decisions

  • An assumption that coverage has been bound, changed, canceled, reinstated, or filed without confirmation

Nothing in these Terms is intended to limit rights or protections that cannot legally be waived.

14. Privacy

Your use of this website is also subject to our Privacy Policy.

Information submitted through this website may be used to provide insurance quotes, communicate with you, and assist with insurance-related services as described in the Privacy Policy.

15. Governing Law

These Terms of Use are governed by applicable federal law and the laws of the State of Colorado, without regard to conflict-of-law principles.

16. Changes to These Terms

We may revise these Terms of Use periodically.

Updated Terms will be posted on this page with a revised effective date.

Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.

17. Contact Information

Questions about these Terms of Use may be directed to:

Colorado SR-22 Insurance
Operated by: McCloskey Advisor Group
Email: joe@mccloskeyadvisorgroup.com
Phone: (719) 247-1554
Mailing Address: 5329 Montebello Lane, Colorado Springs, CO 80918

For the footer, I’d use this short version:

Coverage cannot be bound, changed, canceled, or reinstated through this website, email, text, or voicemail without confirmation from McCloskey Advisor Group or the insurance carrier.