Where Can I Get an SR-22 in Colorado?

Short answer: from an auto insurance company. The Colorado DMV does not sell or issue SR-22s. You buy a liability policy with an SR-22 attached, and the insurance company issues the SR-22 that proves to the DMV you carry at least Colorado's minimum coverage ($25,000/$50,000/$15,000).

Reviewed by Joe McCloskey, licensed insurance agent with McCloskey Advisor Group in Colorado Springs. Updated October 2026. This is general information, not legal advice. Your DMV notice or court order sets your exact requirements.

Where You Can (and Can't) Get an SR-22

Not every insurance company files SR-22s. If your current insurer doesn't, you'll need one that does. That's where an independent agent helps: we already know which companies write SR-22 and non-owner SR-22 policies in Colorado.

How to Get an SR-22 in Colorado, Step by Step

1. Confirm what the DMV requires. Read your DMV letter or log in to myDMV and use "Check my reinstatement eligibility date and required documents." A points suspension usually needs only proof of current insurance, not an SR-22.
2. Buy a policy with an SR-22. If you own a car, you need an owner policy with an SR-22. If you don't own a car, a non-owner policy can meet the requirement if you qualify.
3. Get the SR-22 to the DMV. Making sure the Colorado DMV receives your SR-22 is ultimately your responsibility. Many insurance companies file it for you as a courtesy. If yours doesn't, you can upload it in myDMV or mail it with your Application for Reinstatement (form DR 2870). We'll tell you which applies to your policy.
4. Pay the reinstatement fee. The Colorado DMV charges $95, paid online in myDMV or by check or money order. DUI cases add a $25 restoration fee, for $120 total.
5. Wait for your Letter of Clearance before you drive. Filing an SR-22 doesn't reinstate your license by itself. Once the DMV clears you, get a new license at a driver license office. A written or driving test may be required.

Need your license back? See our Colorado license reinstatement guide.

How Long Does It Take?

Getting quotes and buying the policy is usually the quick part. The DMV side takes longer: documents uploaded in myDMV are processed faster, while mailed reinstatement applications can take up to 20 business days. The DMV suggests mailing your application 30 to 60 days before your eligibility date.

What Does It Cost?

• SR-22 filing fee: charged by the insurance company, often around $25 and sometimes up to $50.
• Insurance premium: the biggest cost, and it varies a lot by driver and company. See what SR-22 insurance costs in Colorado.
• DMV reinstatement fee: $95, or $120 with the DUI restoration fee.

Why Get Your SR-22 Through a Local Independent Agent?

We're an independent agency in Colorado Springs, so we're not tied to one insurance company. We shop your SR-22 with multiple companies, explain the filing steps, and help get your SR-22 to the Colorado DMV. There's no additional cost to you for our help. We work with drivers in Colorado Springs, Denver, Pueblo and throughout Colorado.

• Sources: Colorado DMV: SR-22 and Insurance Information; Colorado DMV: Reinstatement FAQs; Colorado DMV: Alcohol/DUI; Colorado Division of Insurance: Auto Insurance.